“Cost of Living Longer” (WSJ 10-26-12)

The basic point of this Wall Street Journal article on “The Cost of Living Longer” is:  “People who identify the specific services their loved ones need, haggle aggressively on price and explore alternative-care options can save money—or at least get more care for the money they do spend, experts say.”

One alternative-care option mentioned in the article is “buying a medication-monitoring system rather than pay for a nurse to do so, a service that costs $347 a month on average, according to MetLife. The website e-pill.com offers several different choices.”

One care option not mentioned in the article is home care.  The article’s author seems to not be aware that there’s a difference between “home care” and “home health (care).”  The term “home health” refers to a skilled need from a healthcare professional.  The term “home care” refers to hands-on personal care and light housekeeping.  There are lots of home care agencies out there; they are not closely regulated like the home health agencies are.

IMPORTANT!  When considering options for home care agencies, home health agencies, adult day care, assisted living facilities, care consultants and geriatric care managers, look in to the organizations or individuals who attended educational conferences on the disorder of interest.

Here’s a link to the article:

online.wsj.com/article/SB10001424052970203937004578079184108523030.html

FAMILY FINANCES
Wall Street Journal
The Cost of Living Longer
By Kelly Greene
October 26, 2012, 5:12 p.m. ET

Robin

Signing arbitration agreement with nursing home

If you are considering placing a loved one in a nursing home or skilled nursing facility, you might take a look at this article from this week’s Washington Post.  Otherwise, skip it!

According to this article, nursing homes may ask you to sign an “arbitration agreement” along with admission papers.  The advice from this article is:  don’t sign the agreement.  It’s not a condition of admission.  “The American Health Care Association doesn’t support requiring people to sign an arbitration agreement as a condition of admission…although practices may vary at individual nursing homes.”

Here’s a link to the full article:

www.washingtonpost.com/national/health-science/signing-a-mandatory-arbitration-agreement-with-a-nursing-home-can-be-troublesome/2012/09/16/ccf851ba-6a2c-11e1-acc6-32fefc7ccd67_story.html

Signing a mandatory arbitration agreement with a nursing home can be troublesome
By Michelle Andrews
Washington Post
Published: September 17, 2012

Robin

 

“The Most Important Conversation You’ll Ever Have”

Many of you have heard of Ellen Goodman’s “Conversation Project,” which is an attempt to get families to share their wishes about the end of life. This is a good article in O Magazine (oprah.com) with a question and answer with Ms. Goodman.

www.oprah.com/relationships/how-to-talk-about-dying-ellen-goodman-the-conversation-project

The Most Important Conversation You’ll Ever Have
No one wants to bring up dying, but talking with your loved ones about the final stage—theirs and your own—is essential.
O Magazine
September 17, 2012

(End-of-life) Conversation Starter Kit (NYT, 8/17/12)

This post in today’s “The New Old Age” blog in the New York Times is about how to start the conversation with a loved one about advance care directives and end-of-life wishes.  One terrific conversation starter we’ve used in our family are the “Go Wish” cards.  (I got a couple of sets two years ago for $5 each from coalitionccc.org.)  At our recent PD/parkinsonism caregiver event in Foster City, Dr. Matt Arnold recommended the “Go Wish” cards as well.

Dr. Arnold also recommended the “Five Wishes” document, which we’ve talked about at local support group meetings for seven or eight years, after local support group member Storme first brought it to a meeting.  (See fivewishes.org.)

Though these resources have been around for awhile, as the blog post notes below, fewer than 40% of us seem to have advance care directives or living wills.

Now comes “The Conversation Project” — theconversationproject.org. You can view online their 10-page “Conversation Starter Kit” here:

theconversationproject.org/wp-content/themes/conversation-project/images/TCP_StarterKit.pdf

If any of you end up using this kit, please let me know your thoughts on its value!

Here’s a link to the blog post:

newoldage.blogs.nytimes.com/2012/08/17/how-do-you-want-it-to-end

The New Old Age: Caring and Coping
How Do You Want It to End?
By Paula Span
New York Times
August 17, 2012, 3:45 PM

“A New Look at Living Wills” (WSJ, 6/8/12)

There’s a good article in today’s Wall Street Journal on living wills.  Here are key excerpts:

“An estimated 25% to 30% of Americans have filled out living wills, documents that spell out wishes for medical treatment. But ethicists say the typically simplistic documents aren’t the solution many hoped they would be. Life-prolonging medical technology has far outstripped doctors’ ability to predict outcomes. The hardest choices center on when quality of life will be so diminished that death is preferable.  As such, some health organizations are trying to improve living wills, allowing for more flexibility and nuance. Some ethicists, meanwhile, are de-emphasizing living wills altogether and focusing on appointing a trusted family member or friend as your health-care agent. … The problem with living wills is that most people can’t articulate what they want… And even if they can, family members often don’t properly interpret those wishes.”

I think this reinforces the idea that we need to choose carefully a family member or friend who will be our health-care agent, and we need to have a lengthy discussion with that person in advance about what “quality of life” means to us.  I’m the health-care agent for a local support group member who is having surgery on Monday.  I agreed to be her agent only if we have lengthy discussions about her wishes if something goes wrong during the surgery.  We are getting together on Sunday for the second time to review her wishes.

The article mentions two sources of living will documents:
* Five Wishes:  fivewishes.org; $5; can be completed online
* Lifecare Directives:  lifecaredirectives.com/products.html#ead; cost is $8

After local support group member Storme showed me the Five Wishes booklet years ago, my family adopted it as our living will template.  As noted in this article, Five Wishes provides lots of blank space for customization of the living will.

Another resource mentioned in the article is the American Bar Association’s “Consumer’s Tool Kit for Health Care Advance Planning,” described as a tool for getting the conversation started.  The tool kit is available at no charge online:
http://www.americanbar.org/groups/law_aging/resources/consumer_s_toolkit_for_health_care_advance_planning.html

Here’s a link to the WSJ article:

http://online.wsj.com/article/SB10001424052702303990604577369920659306562.html

A New Look at Living Wills
These critical documents about your preferences for end-of-life care don’t always work as planned. More flexibility might be the answer.
By Laura Johannes
Wall Street Journal
June 8, 2012, 9:26 a.m. ET